Most people stay with the same auto insurance company for life. This can be costly unless your provider offers deep customer loyalty discounts. To save money, you should shop your car insurance rates around occasionally. With LowTexasRates.com finding affordable Texas insurance rates has never been easier. Fill in your zipcode on the graphic below and hit the go button to get your free quotes.
Driving without auto insurance is against the law in Texas. If you are stopped by a police officer and cannot show proof of insurance, you can be ticketed. The fine is between $175 and $350 for the first offense. If you are stopped a second time, you could be fined up to $1,000, your vehicle could be impounded for up to 180 days and you could have your license suspended. The consequences could be much more severe if you cause an accident. You could be financially liable for any resulting injuries or property damage. Don't risk it; get coverage.
Texas state law requires a minimum coverage of 20/40/15 for Bodily Injury Liability and Property Damage Liability. These numbers translate into $20,000 of Bodily Injury Liability per person up to a total of $40,000 per accident and $15,000 of Property Damage Liability. Please bear in mind that these minimum amounts may not be sufficient to fully protect you from financial liability and loss if you are at fault in an car accident. It is advisable that you carry more coverage and most insurance agents recommend policies with 100/300/100 coverage as a minimum.
In Texas, Collision, Comprehensive, Uninsured Motorist and Underinsured Motorist coverages are optional but recommended. For more information on these coverages, review our Personal Auto Policy page.
Our customers come from Dallas, Houston, San Antonio, El Paso, Austin and other great cities in the lone star state to find cheap life insurance and other coverage from top rated insurance companies. Our Texas insurance agent and broker referral network can help you compare rates from the comfort of your home. Visit our Tips to Lower Your Auto Insurance Rates before you begin your rate shopping here on LowTexasRates.com