In addition to the coverages noted above, there are additional policy endorsements that can be purchased if you desire. A good example would be towing and labor costs. Such an endorsement covers the additional cost of having a vehicle towed to the service center after an accident. You can also purchase an endorsement for rental coverage that would pay for a rental car while yours is being repaired after an accident. Auto insurance policy rates vary widely so be sure to shop around and compare rates. You can compare car insurance rates by using the links in the right margin or on our home page.